Get more out of your credit card with these 5 tips
Ah, the fickle credit card. Use it wisely and you’re rewarded with a powerful financial tool that can simplify your life in a bunch of different ways. Use it poorly and you’re liable to...
PocketWise Blog
Banks vs Brokers
So you’re looking to buy a house, and you want the best mortgage deal you can get. Do you go direct to the banks, or use a mortgage broker? Here’s our take on what...
Home Buying Glossary
The home buying process is full of language that could be confusing to understand. Here are some common terms and definitions used by people you will come across in your home buying journey. Appreciation:...
What is the difference between the rateable value and market value of a home?
In the quest to purchase your first home you’ll probably notice that some properties are advertised using different values, all of which can differ quite drastically. While your bank probably uses its own appraisal...
How well is your KiwiSaver fund performing?
To most of us, assessing our KiwiSaver fund’s performance is a bit like negotiating with Winston Peters – it’s never as simple as it seems. Assessing the performance of your KiwiSaver fund isn’t as...
A quick guide to credit card mumbo jumbo
The foreign, exotic land that is New Zealand’s financial sector is chock-a-block with all sorts of monetary jargon that you may or may not be familiar with. Here are some of the most common...
Mortgage requirements part 1: How much deposit do I need?
It’s absolutely true that putting down a larger-than-necessary deposit can help you save big on interest, but in some scenarios (high rents, good rates, favourable market conditions and so on) you’ll do whatever it...