A combination of attractive market conditions and greater budgeting certainty has seen more and more Kiwis taking out fixed rate home loans in recent years. While current rates are certainly making fixed mortgages appealing for first...
The good ol’ Kiwi DIY mentality is pretty bloody useful when it comes to servicing your car or knocking up a fence, but when it comes to taking out a home loan in New Zealand sometimes...
The Kiwi dream of a quarter acre block on a quiet cul de sac in the suburbs is still alive and well, but such properties are often beyond the financial means of many first...
While making use of a mortgage repayment calculator in New Zealand can help you secure the best home loan at any given moment, market conditions can and do change over time – and this...
The most recent figures from QV reveal that the average New Zealand house costs a hefty $627,905. This means the average Kiwi home buyer needs a deposit of more than $125,000 – a pretty...
Even with house prices starting to contract in some parts of the country, scraping together a deposit remains a key challenge for many first home buyers. Consequently, more and more people are entertaining the...
When conditions are right, refinancing your mortgage can help you secure better interest rates, reduce the term of your loan and strengthen your overall financial standing. However, while this might sound like a pretty...
Mum and dad might have had to walk 10 miles to school barefoot in the snow uphill both ways, but they were also born in a time when buying a home was a fair...
Ever wondered what your KiwiSaver fund costs you? If you answered, a ‘small fortune’, that would be about right. But of course, ‘small’ and ‘fortune’ are both relative terms, depending on whom it relates...
Among the many questions you’ll face when taking out a home loan in New Zealand, one of the most important is: Should you fix or float? A fixed home loan allows you to lock in...
