How to rev up your KiwiSaver savings – Part 1
“What you save up in your KiwiSaver account will have a massive impact on your quality of life in retirement.” When you retire, it could mean the difference between choosing where to travel next,...
PocketWise Blog
Top 3 benefits of buying your own home in New Zealand
While some regions are more affordable than others, there’s no denying that you’re going to have to dig deep in your pockets no matter where you buy a house in New Zealand. The costs involved with...
3 top tips for all auction newbies
Fast-talking auctioneers, grim-faced bidders and an open-ended price point can make auctions a terrifying experience for the uninitiated. Nevertheless, they are becoming an increasingly popular method of sale in Aotearoa, with the number of...
3 totally free personal finance apps you need to install today
In a world where Tinder and Snapchat filters and Pokemon GO (is anyone still playing that?) can be accessed on your phone with a casual flick of the finger, who really has time to...
4 Tips to Get Your First Mortgage Loan Approved
Buying a home is, for most of us, the biggest financial investment we will make in our lives. So it’s no surprise that we can’t just walk into the bank and sign the dotted...
Mortgage requirements part 4: Tapping into the HomeStart grant
Saving up for a deposit on a house is no walk in the park. Luckily, the New Zealand government offers a few different schemes designed to make things a little easier for property newbies,...
Mortgage requirements part 3: Leveraging your KiwiSaver savings
KiwiSaver is New Zealand’s savings initiative that combines your voluntary contributions with contributions from your employer and the government. It’s main purpose is to help you save for retirement, but in some cases it...
Using your KiwiSaver membership to help buy your first home
If you are currently working (part-time or full-time), it’s likely that you are a member of the KiwiSaver scheme. This means that a portion of your income is automatically transferred to your KiwiSaver savings account, including...
Mortgage requirements part 2: Am I eligible for the Welcome Home Loan?
As you might already know, you need a minimum deposit of 20 percent to secure a home loan in New Zealand. However, there are some key exceptions. The Welcome Home Loan is one of...
Why you should be using a credit card instead of a debit card
Squashed in alongside month-old receipts and business cards whose owners you no longer remember, there’s a pretty good chance you have at least one debit card and one credit card in your wallet. While...